:root{--navy:#132640;--ink:#13243a;--muted:#637185;--mint:#bff1dc;--green:#217f68;--line:#e2e8ed;--bg:#f5f7f8;--white:#fff;--shadow:0 16px 40px #15294110}
*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;color:var(--ink);font-family:'Malgun Gothic','Apple SD Gothic Neo',Arial,sans-serif;-webkit-font-smoothing:antialiased}a{color:inherit;text-decoration:none}button,input,select{font:inherit}button{cursor:pointer}.container{max-width:1150px;margin:auto;padding:0 25px}.topbar{position:sticky;top:0;z-index:20;background:#fffefef0;backdrop-filter:blur(14px);border-bottom:1px solid var(--line)}.nav{min-height:75px;display:flex;align-items:center;justify-content:space-between;gap:18px}.logo{font-weight:800;font-size:22px;letter-spacing:-1.2px;white-space:nowrap}.logo-accent{color:#278971}.logomark{font-size:20px;background:var(--navy);color:var(--mint);padding:4px 8px;border-radius:8px;margin-right:8px}.nav nav{display:flex;align-items:center;gap:30px;font-size:14px;font-weight:700}.nav nav a:hover{color:var(--green)}.chip{font-size:12px;font-weight:800;background:#eff7f2;color:#31785a;padding:9px 12px;border-radius:99px;white-space:nowrap}.statusdot{display:inline-block;height:7px;width:7px;background:#46b98f;border-radius:50%;margin-right:4px}.hero{min-height:565px;display:grid;grid-template-columns:1.1fr .9fr;gap:65px;align-items:center;padding-top:70px;padding-bottom:75px}.eyebrow{font-size:11px;letter-spacing:2px;font-weight:800;color:#248169}.hero h1{font-size:clamp(44px,5.3vw,70px);letter-spacing:-4.7px;line-height:1.22;margin:21px 0}.hero h1 em{font-style:normal;color:#239173}.sub{font-size:16px;line-height:2;color:#5d6a7a}.sub b{color:var(--ink)}.hero-cta{display:flex;align-items:center;gap:18px;flex-wrap:wrap;margin:29px 0 38px}.btn{border:0;border-radius:11px;display:inline-flex;align-items:center;justify-content:center;gap:12px;padding:14px 19px;font-size:14px;font-weight:800;transition:transform .15s,background .15s}.btn:hover{transform:translateY(-2px)}.btn-primary{background:var(--navy);color:#fff}.btn-primary:hover{background:#264768}.btn-outline{border:1px solid #bfcbd4;background:#fff;color:#34475e}.btn-ghost{background:#f2f4f6;color:#596b80}.no-card{font-size:12px;color:#8593a1}.hero-metrics{display:flex;gap:39px}.hero-metrics div{display:flex;flex-direction:column;gap:5px}.hero-metrics b{font-size:24px;letter-spacing:-1px}.hero-metrics span{font-size:12px;color:#83909d}.hero-visual{border:1px solid #293c53;background:linear-gradient(135deg,#172b46,#0e1c32);color:#fff;padding:35px;border-radius:24px;box-shadow:12px 24px 40px #17334a32;transform:rotate(2deg)}.mock-label{font-weight:800;font-size:12px;letter-spacing:2px;color:#b6c8d5}.mock-rate{font-size:76px;font-weight:800;margin:12px 0 5px;letter-spacing:-5px}.mock-rate>span:first-child{font-size:36px;color:var(--mint);letter-spacing:-2px}.mock-arrow{font-size:30px;float:right;padding:10px 18px;border-radius:100px;background:#244c55;color:var(--mint);letter-spacing:0}.mock-graph{height:95px;display:flex;align-items:end;gap:10px;margin:30px 0}.mock-graph div{flex:1;background:linear-gradient(#9deac9,#478976);border-radius:5px 5px 0 0;opacity:.8}.mock-divider{border-bottom:1px solid #415268;margin-bottom:25px}.mock-line{display:flex;justify-content:space-between;margin:16px 0;font-size:13px;color:#a5b4c5}.mock-line strong{font-size:17px;color:#fff}.mock-note{color:#7f91a3;text-align:right;font-size:10px;margin-top:25px}.utility{background:#f4f7f8;padding:75px 0 90px;scroll-margin-top:76px}.section-head{display:flex;justify-content:space-between;align-items:end;gap:25px;margin-bottom:31px}.section-head h2,.why-section h2,.faq h2{letter-spacing:-1.8px;font-size:34px;margin:10px 0}.section-head p:not(.eyebrow){margin:0;color:#748293;font-size:14px}.save-note{font-size:12px;color:#7d8c99;padding:10px 15px;background:#fff;border:1px solid var(--line);border-radius:99px}.workspace{display:grid;grid-template-columns:1.07fr .93fr;gap:22px;align-items:start}.input-panel,.result-card,.note-card,.quote-form,.quote-sample{border:1px solid var(--line);background:#fff;border-radius:16px;box-shadow:0 5px 25px #30415008}.input-panel{padding:27px}.form-section{padding-bottom:25px;margin-bottom:23px;border-bottom:1px solid var(--line)}.form-title{display:flex;align-items:center;gap:11px;margin:0 0 20px}.form-title h3{font-size:17px;margin:0;letter-spacing:-.6px}.step{display:inline-grid;place-items:center;background:#e9f5ef;color:#268168;font-weight:800;width:32px;height:32px;border-radius:10px;font-size:12px}.field-grid{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:17px}.field-grid label{font-size:13px;font-weight:800;display:block;color:#364b5e}.field-grid label span{font-size:11px;font-weight:500;color:#8e9aab}.field-grid label.full{grid-column:1/-1}.field-grid input,.field-grid select{width:100%;border:1px solid #d7e0e6;outline:none;border-radius:9px;padding:13px 12px;margin-top:9px;color:#192e43;background:#fff;font-weight:600}.field-grid input:focus,.field-grid select:focus{border-color:#298e74;box-shadow:0 0 0 3px #60d0ab21}.field-grid input::placeholder{color:#a7b0ba;font-weight:400}.form-actions{display:flex;flex-wrap:wrap;gap:9px}.error{color:#b22936;font-size:13px;padding:12px;background:#fff0f0;border-radius:8px;margin-bottom:10px}.result-col{display:flex;flex-direction:column;gap:20px}.result-card{padding:29px}.result-kicker{display:flex;justify-content:space-between;color:#788899;letter-spacing:1px;font-weight:800;font-size:11px}.live-dot{color:#168b6c;letter-spacing:0}.big-profit{font-size:clamp(29px,3.1vw,44px);font-weight:800;letter-spacing:-1.8px;margin:25px 0 19px}.big-profit.negative{color:#bd4654}.profit-context{display:flex;justify-content:space-between;font-size:13px;color:#697a8e}.profit-context strong{font-size:21px;color:#1b7d62}.profit-context strong.negative{color:#bd4654}.meter{height:9px;background:#eaf0f1;border-radius:99px;overflow:hidden;margin-top:14px}.meter-fill{width:0;height:100%;background:#39ab89;border-radius:99px;transition:width .2s}.meter-fill.negative{background:#dc6f73}.result-caption{font-size:12px;color:#81909e;line-height:1.8;margin:12px 0 25px}.result-rows{padding-top:15px;border-top:1px solid var(--line)}.result-rows>div{display:flex;justify-content:space-between;gap:10px;padding:12px 0;color:#788898;font-size:13px}.result-rows b{color:#34495d}.insight-card{background:#18344e;color:#fff;border-radius:16px;padding:29px}.eyebrow.light{color:#94d5bc}.insight-card h3{font-size:22px;letter-spacing:-.8px;margin:15px 0 20px}.price-cards{display:grid;grid-template-columns:1fr 1fr;gap:11px}.price-cards>div{border:1px solid #3f5c72;border-radius:11px;padding:16px 14px}.price-cards .featured{background:#b8efd8;border-color:#b8efd8;color:#123c32}.price-cards small{font-size:11px;display:block;line-height:1.5;opacity:.8}.price-cards strong{font-size:24px;letter-spacing:-.8px;display:block;margin-top:10px}.insight-card p{color:#9db3c5;font-size:12px;line-height:1.8;margin:23px 0}.btn-white{background:#fff;color:#18344e}.note-card{padding:20px 22px}.note-card b{font-size:13px}.note-card p{font-size:12px;color:#788898;line-height:1.9;margin:8px 0 0}.quote-section{padding-top:84px;padding-bottom:92px;scroll-margin-top:80px}.quote-grid{display:grid;grid-template-columns:1.1fr .9fr;gap:25px;align-items:stretch}.quote-form,.quote-sample{padding:27px}.quote-form .btn{margin-top:15px}.quote-legal{color:#83909d;font-size:12px;line-height:1.7;margin:21px 0 4px}.quote-sample{background:#fafbfa}.quote-preview-head{display:flex;justify-content:space-between;font-size:11px;color:#78909a;letter-spacing:1px;font-weight:800}.quote-preview-head span:last-child{color:#238a70}.quote-sample h3{font-size:24px;letter-spacing:-1px;margin:34px 0 17px;overflow-wrap:anywhere}.preview-rule{border-bottom:2px solid #162d48}.preview-details{display:flex;justify-content:space-between;gap:10px;font-size:11px;color:#6c8191;font-weight:800;padding:26px 0}.preview-item{display:flex;justify-content:space-between;gap:15px;padding:19px 0;border-top:1px solid #d5dfe3;border-bottom:1px solid #d5dfe3;font-size:13px;font-weight:700;overflow-wrap:anywhere}.preview-total{display:flex;align-items:center;justify-content:space-between;gap:10px;padding:20px 0;color:#5b7682;font-size:12px}.preview-total strong{font-size:21px;color:#193750}.preview-footer{font-size:11px;color:#8494a3}.why-section{background:#edf4f0;padding:75px 0 88px}.why-section h2{line-height:1.55}.benefits{display:grid;grid-template-columns:repeat(3,1fr);gap:22px;margin-top:36px}.benefits>div{background:#fff;padding:27px;border-radius:14px}.benefit-icon{font-weight:800;font-size:14px;color:#2b8f70}.benefits h3{font-size:17px;margin:21px 0 10px}.benefits p{line-height:1.9;color:#7c8b98;font-size:13px}.faq{padding-top:84px;padding-bottom:85px;max-width:850px}.faq h2{margin-bottom:27px}.faq details{border-top:1px solid #dfe7ea;padding:18px 3px}.faq details:last-of-type{border-bottom:1px solid #dfe7ea}.faq summary{font-size:15px;font-weight:700;cursor:pointer}.faq details p{font-size:13px;line-height:2;color:#6b7986}.text-link{display:inline-block;color:#257c65;font-weight:800;font-size:14px;margin-top:26px}footer{background:#13253b;color:#c4d1d9;padding:55px 0}.footer-content{display:grid;grid-template-columns:1fr 1fr;gap:18px}.footer-logo{color:#fff}.footer-content p{font-size:13px;margin:20px 0;color:#a6b6c2}.footer-links{display:flex;gap:25px;justify-content:flex-end;align-items:start;font-size:13px}.footer-content small{grid-column:1/-1;border-top:1px solid #3a4f62;padding-top:20px;color:#8799aa;font-size:11px;line-height:1.8}.print-sheet{display:none}.guide-layout{max-width:800px;padding:70px 25px 100px}.guide-layout h1{font-size:40px;letter-spacing:-2px}.guide-layout h2{margin-top:45px}.guide-layout p,.guide-layout li{color:#57697a;line-height:2}.guide-layout .formula{border-left:5px solid #2eaa86;background:#f0f6f2;padding:25px;font-weight:800;overflow-wrap:anywhere}.guide-layout table{border-collapse:collapse;width:100%;margin:25px 0}.guide-layout td,.guide-layout th{border:1px solid #d9e3e9;padding:13px;text-align:left}.guide-layout th{background:#f5f7f8}.guide-layout .btn{color:white}
@media(max-width:920px){.nav nav{gap:14px}.hero{gap:30px}.mock-rate{font-size:55px}.workspace,.quote-grid{grid-template-columns:1fr}.result-col{display:grid;grid-template-columns:1fr 1fr}.result-card{grid-row:span 2}.result-card,.insight-card{padding:23px}.price-cards{grid-template-columns:1fr}.hero-metrics{gap:18px}}
@media(max-width:670px){.container{padding-left:18px;padding-right:18px}.nav{min-height:65px;flex-wrap:wrap;justify-content:center;padding-top:12px;padding-bottom:12px}.nav nav{order:3;width:100%;justify-content:center;font-size:12px}.chip{font-size:10px}.logo{font-size:18px}.hero{display:flex;flex-direction:column;align-items:stretch;padding-top:44px;padding-bottom:55px;gap:35px}.hero h1{font-size:50px;letter-spacing:-3.4px}.sub{font-size:14px}.hero-metrics{justify-content:space-between}.hero-visual{transform:none}.utility{padding:55px 0}.section-head{align-items:start;flex-direction:column}.section-head h2,.why-section h2,.faq h2{font-size:29px}.save-note{font-size:11px}.input-panel,.result-card,.insight-card,.quote-form,.quote-sample{padding:20px}.result-col{display:flex}.price-cards{grid-template-columns:1fr 1fr}.price-cards strong{font-size:18px}.field-grid{gap:12px}.field-grid input,.field-grid select{padding:12px 8px}.field-grid label{font-size:12px}.benefits{grid-template-columns:1fr}.footer-content{display:block}.footer-links{justify-content:flex-start;margin:24px 0}.quote-section{padding-top:55px;padding-bottom:55px}.why-section,.faq{padding-top:55px;padding-bottom:55px}}
@media print{.topbar,main,footer{display:none!important}.print-sheet{display:block!important;color:#111;font-family:Arial,sans-serif;font-size:13px;padding:35px}.print-sheet h1{font-size:32px;border-bottom:2px solid #111;padding-bottom:18px}.print-sheet header{margin-bottom:25px}.sheet-meta{display:flex;justify-content:space-between;margin-bottom:35px}.print-sheet table{border-collapse:collapse;width:100%;margin-top:30px}.print-sheet th,.print-sheet td{border-bottom:1px solid #999;text-align:left;padding:18px 10px}.print-grand{text-align:right;margin:30px 0;font-weight:bold}.print-grand strong{font-size:23px;margin-left:20px}.print-disclaimer{margin-top:70px;font-size:10px;color:#777}@page{size:A4;margin:16mm}}
/* Language and currency refinements for the international edition */
.nav .language-link{border:1px solid #dae5e6;border-radius:8px;padding:7px 10px}
input:focus-visible,select:focus-visible,button:focus-visible,a:focus-visible{outline:3px solid #4cb998;outline-offset:3px}
@media(max-width:670px){.nav nav{flex-wrap:wrap}.nav .language-link{padding:5px 8px}}


/* Product-led minimal UI — no external fonts or scripts. */
@media screen {
:root{--navy:#193248;--ink:#1b3042;--muted:#627384;--green:#237b64;--line:#e5e9ec;--bg:#f7f9f9;--shadow:0 2px 12px #132c3e08}
body{background:#fff;font-family:Inter,-apple-system,BlinkMacSystemFont,"Segoe UI","Apple SD Gothic Neo","Malgun Gothic",sans-serif}
.container{max-width:1100px}.topbar{background:#fffffff5;box-shadow:none}.nav{min-height:68px}
.logo{font-size:20px;letter-spacing:-.6px}.logomark{border-radius:7px;font-size:17px}
.nav nav{gap:24px;font-size:13px;font-weight:600;color:#526477}
.nav-workspace{color:var(--navy)!important;font-weight:750}
.nav .language-link{padding:5px 9px;border:0;background:#f2f5f5;border-radius:6px}
.hero{display:block;min-height:auto;padding-top:60px;padding-bottom:61px;max-width:1100px}
.hero-copy{max-width:740px}.hero h1{font-size:clamp(38px,5.2vw,60px);line-height:1.16;letter-spacing:-2.6px;margin:13px 0 20px}
.hero h1 em{color:#27765e}.eyebrow{font-size:11px;letter-spacing:1.3px}
.hero .sub{font-size:16px;line-height:1.72;max-width:580px;color:#647586;margin:0}
.hero-cta{margin:27px 0 0;gap:16px}.no-card{color:#71808e;font-size:12px}
.btn{min-height:43px;border-radius:8px;padding:12px 18px;transition:background .15s}.btn:hover{transform:none}
.btn-primary{background:#1d4039}.btn-primary:hover{background:#27604f}
.btn-white{background:#1d4039;color:#fff}.btn-white:hover{background:#27604f}
.utility{background:#f7f9f9;padding:65px 0 74px}
.section-head{margin-bottom:25px}
.section-head h2,.faq h2{font-size:clamp(25px,3vw,31px);letter-spacing:-.8px;margin:0 0 11px}
.section-head p:not(.eyebrow){font-size:13px;color:#718092}
.workspace{grid-template-columns:minmax(0,1.05fr) minmax(0,.95fr);gap:18px}
.input-panel,.result-card,.note-card,.quote-form,.quote-sample{box-shadow:none;border:1px solid #e4e9ed;border-radius:12px}
.input-panel{padding:29px}.form-section{padding-bottom:25px;margin-bottom:25px}
.form-title{margin-bottom:18px}.form-title h3{font-size:15px;letter-spacing:0}
.step{background:#edf3f1;color:#397b6b;border-radius:7px;width:26px;height:26px;font-size:11px}
.field-grid{gap:17px 14px}.field-grid label{font-size:12px;color:#415669}
.field-grid input,.field-grid select{min-height:44px;border-radius:7px;margin-top:7px;border-color:#d9e1e5;font-weight:500}
.result-card{padding:29px}.result-kicker{letter-spacing:.5px;font-size:11px}
.big-profit{margin:22px 0 19px;letter-spacing:-1.1px}
.result-col{gap:14px}
.insight-card{background:#fff;color:var(--ink);border:1px solid #e4e9ed;padding:25px;border-radius:12px}
.insight-card h3{font-size:17px;margin:8px 0 21px;letter-spacing:0}
.eyebrow.light{color:var(--green)}
.price-cards>div{border:1px solid #e2e8e8;border-radius:8px;padding:16px;background:#fff}
.price-cards .featured{border-color:#beded4;background:#eff8f4;color:#174638}
.price-cards strong{font-size:21px}
.insight-card p{color:#758390;margin:17px 0;font-size:12px}
.note-card{background:transparent;border:0;padding:12px 3px;color:#6b7e8d}
.quote-section{padding-top:76px;padding-bottom:76px}
.quote-form,.quote-sample{padding:26px}.quote-sample{background:#fbfcfc}
.workspace-promo{padding-top:52px;padding-bottom:52px}
.workspace-promo-inner{display:flex;gap:26px;justify-content:space-between;align-items:center;border-block:1px solid #e5e9ec;padding:33px 0}
.workspace-promo h2{font-size:20px;letter-spacing:-.5px;margin:0 0 8px}
.workspace-promo p{color:#6a7d8b;font-size:13px;line-height:1.65;margin:0}
.workspace-promo .btn{flex-shrink:0}
.faq{padding-top:28px;padding-bottom:82px;max-width:900px}
.faq h2{margin-bottom:20px}.faq details{padding:17px 2px}
.faq summary{font-size:14px}.faq details p{line-height:1.7}
.faq .text-link{font-size:13px;margin-top:24px}
footer{background:#f7f9f9;color:#637384;padding:25px 0}
.minimal-footer{display:flex;align-items:center;gap:20px;flex-wrap:wrap;font-size:12px}
.minimal-footer .footer-links{margin-left:auto;align-items:center;gap:20px;justify-content:flex-start;font-size:12px}
.minimal-footer small{font-size:11px;flex-basis:100%;color:#8a97a1}
}
@media screen and (max-width:920px) {
.hero{padding-top:62px;padding-bottom:65px}
.workspace,.quote-grid{grid-template-columns:1fr}
.result-col{display:grid;grid-template-columns:1fr 1fr;gap:14px}
.result-card{grid-row:auto}.note-card{grid-column:1/-1}.price-cards{grid-template-columns:1fr 1fr}
}
@media screen and (max-width:670px){
.container{padding-left:20px;padding-right:20px}
.nav{gap:10px;min-height:60px;flex-wrap:wrap;justify-content:space-between;padding-top:11px;padding-bottom:10px}
.logo{font-size:18px}
.nav nav{order:3;gap:11px;width:100%;justify-content:flex-start;overflow-x:auto;flex-wrap:nowrap;white-space:nowrap;padding:8px 0 1px;font-size:12px}
.nav nav a{flex:0 0 auto}
.hero{padding-top:47px;padding-bottom:53px}
.hero h1{font-size:clamp(32px,8.4vw,44px);letter-spacing:-1.7px;margin:13px 0 18px}
.hero .sub{font-size:14px;line-height:1.7}.hero-cta{gap:12px}
.utility{padding:42px 0 52px}
.input-panel,.result-card,.insight-card,.quote-form,.quote-sample{padding:21px}
.result-col{display:flex;gap:13px}
.section-head h2,.faq h2{font-size:25px}
.field-grid{gap:14px 11px}.field-grid input,.field-grid select{min-height:46px}
.price-cards{grid-template-columns:1fr 1fr}.price-cards strong{font-size:17px}
.quote-section{padding-top:51px;padding-bottom:48px}
.workspace-promo{padding-top:22px;padding-bottom:36px}
.workspace-promo-inner{align-items:flex-start;flex-direction:column;gap:18px;padding:25px 0}
.faq{padding-top:16px;padding-bottom:58px}
.minimal-footer{display:block}.minimal-footer .footer-links{margin:14px 0 0;gap:16px}
.minimal-footer small{display:block;margin-top:17px}
}